What is bad credit?
Bad credit is when an individual’s credit report reveals county court judgements, individual voluntary arrangements, bankruptcy, defaults, etc.

How can you help me if I have bad credit?
At Bad Debt Consolidation, all loan applications are forwarded to sub-prime lenders who have no problem doing business with people who have bad credit. So, you will get a pretty good debt consolidation loan deal even if you have a bad credit history.

What will the APR be?
We at Bad Debt Consolidation will try to advance bad debt consolidation deals at the best rates. However, the actual APR will depend on your credit score and the value of collateral.

Is my home liable to be repossessed if I put it up as collateral?
Yes, your home will be repossessed if you do not repay your bad debt consolidation loan in full. However, if you are regular with your payments, you can recover home after a specified term.